The 2025 Housing Market: Are We in a Bubble, a Boom, or Just a Really Expensive Game of Musical Chairs?

If you’ve been paying attention to real estate lately (and if you’re reading this, you probably have), you know that today’s market is about as predictable as a reality TV finale. Is it a good time to sell? Should you wait to buy? And why does your neighbor’s house, which is identical to yours, have 17 offers while yours is still getting ghosted like a bad Tinder date?

What’s Happening in the Market Right Now?

Let’s talk about the big headlines:
✅ Interest Rates: They’re still playing hard to get, hovering in the 6-7% range. While not the rock-bottom numbers of 2021, they’re also not the 1980s nightmare of 18%. Buyers are still buying, but they’re getting pickier than ever.

✅ Inventory: The number of homes for sale is up, but not up-up. Sellers who locked in a 3% mortgage rate are clinging to their homes like a toddler with a security blanket, meaning inventory isn’t exploding like some predicted.

✅ Home Prices: Nationwide, prices are holding steady—or in some markets, even increasing—because demand is still outpacing supply. It’s like trying to find a good parking spot at Costco on a Saturday: frustrating, but not impossible.

✅ Luxury & Investment Properties: The ultra-wealthy and savvy investors aren’t slowing down. They know real estate isn’t just about the next 6 months—it’s a long-term play. The smartest investors are making offers on properties that cash flow or have value-add potential.

What This Means for Buyers & Sellers

💡 For Sellers: If your home is priced right and marketed well, it will sell—period. Overpriced homes are getting ignored faster than an unknown number calling during dinner. But the right listing strategy? That’s where the magic happens.

💡 For Buyers: Competition is cooling off in some areas, but waiting for prices to drop significantly is like waiting for your favorite Netflix show to stop raising its subscription fee—it’s probably not going to happen.

💡 For Investors: If you’re looking for deals, focus on distressed properties, off-market opportunities, and sellers who need to sell, not just want to sell. Those are the listings where you’ll find the gold.

Want to Make Your Real Estate Moves Without Losing Your Mind?

That’s where I come in. Whether you need to list your home, find an off-market deal, or manage your rental properties so you can stop dealing with 2 AM toilet emergencies, I’ve got you covered.

📩 Shoot me a message at zach@zachgoldman.com or give me a call at 831-392-6993. Let’s make real estate easy (or at least easier than figuring out why your home’s Zestimate changes every 12 hours).